Simplifying Cross-Border Payments Across Africa.

Built for MSMEs and entrepreneurs, CPayant is your trusted partner for digital payments, and cross-border transactions. We help you overcome traditional banking barriers with a modern experience that works across Africa. Everything is easier with CPayant.

Business and Individual Accounts

Smart Digital Banking Built for You

Banking isn't just about transactions, it's about trust, security, and control. With CPayant, every feature is designed to give you confidence, whether you're sending money, securing payments, or managing your digital account.

Cross-Border Transactions

Move money seamlessly across countries in Africa. With CPayant, It is faster, cheaper, and more transparent than traditional banks. Whether it's for business payments, supporting family, or personal transactions.

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Physical and Virtual Cards

Shop globally, spend locally. Generate secure USD virtual cards for online shopping, subscriptions, and cross-border payments with real-time control over spending and protection against fraud.

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25+ Countries

Available across African markets and beyond

Thousands Trust Us

Users and businesses rely on us

Secure & Regulated

Your data and funds are protected with bank-grade encryption and compliance

Take Control of Your Money, Anywhere

With CPayant, managing your finances is simple, transparent, and built for Africa's unique needs. From secure transfers to smarter spending, every feature is designed to give you confidence and control.

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Send Money Instantly

With CPayant, sending money is as easy as a tap. Enjoy seamless transfers across Africa with real-time notifications, transparent fees, and full confidence that your funds are safe every step of the way.

Create Invoices with Ease

Whether you're a freelancer, small business, or entrepreneur, CPayant lets you generate sleek, professional invoices in seconds. Share instantly, track payments in real time, and get paid faster without the banking headaches.

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AI-Powered Credit Scoring for Businesses

Our AI credit scoring system gives instant, accurate insights into your business's financial health. No paperwork, no delays, just smart assessments that unlock seamless trade financing. Secure deals, expand faster, and trade across borders with confidence.

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Built for Businesses and Individuals Across Africa

We understand the unique challenges of African commerce. CPayant provides the trust, accessibility, and low fees you need to grow your business and manage your finances.

Trusted by Thousands Across Africa

Amara Okafor

Amara Okafor

Lagos, Nigeria

CPayant made it so easy to send money to my suppliers in Ghana. The fees are really low.

Hakeem Diallo

Hakeem Diallo

Dakar, Senegal

Finally, a banking app that understands African businesses. CPayant is a game-changer.

Njeri O.

Njeri O.

Kenya

CPayant has completely transformed how I do business across borders. Payments that used to take days now arrive instantly, and I don’t have to worry about hidden charges.

Start sending and receiving money today.

Download the app and open an account. Get started in minutes

No setup fees
24/7 support
Instant verification